BPCE - 2018 Registration document

FINANCIAL REPORT IFRS Consolidated Financial Statements of BPCE SA group as at December 31, 2018

IFRS Consolidated Financial Statements 5.3 of BPCE SA group as at December 31, 2018

5.3.1

Consolidated income statement

Fiscal year 2018

Notes

in millions of euros

Interest and similar income

11,078 (9,592) 6,377 (2,364) 1,712

4.1 4.1 4.2 4.2 4.3 4.4 4.5

Interest and equivalent expenses

Commission income Commission expenses

Net gains or losses on financial instruments at fair value through profit or loss

Net gains or losses on financial instruments at fair value through other comprehensive income Net gains or losses arising from the derecognition of financial assets at amortized cost

72 24

Net income from insurance businesses

2,934 1,280 (721)

9.2.1

Income from other activities Expenses from other activities

4.6 4.6

Net banking income Operating expenses

10,800 (8,410)

5

4.7

Depreciation, amortization and impairment for property, plant and equipment and intangible assets

(385) 2,005 (385) 1,620

Gross operating income

Cost of credit risk Operating income

7.1.2

Share in net income of associates and joint ventures

248

12.4.2

Gains or losses on other assets Change in the value of goodwill

4

4.8

(16)

Income before tax

1,856 (389) 1,467 (782)

Income tax Net income

11.1

Non-controlling interests

5.16

NET INCOME ATTRIBUTABLE TO EQUITY HOLDERS OF THE PARENT

685

407

Registration document 2018