BPCE - 2018 Registration document
NON-FINANCIAL PERFORMANCE REPORT Sustainable development built on our cooperative identity
COOPERATIVE and DECENTRALIZED
No. 2 FRENCH BANKING GROUP
FULL-SERVICE BANKING
2
Each bank is wholly-owned by its cooperative shareholders
14 Banque Populaire banks 15 Caisses d’Epargne
Retail Banking and Insurance Asset & Wealth Management Corporate & Investment Banking
Our model
cooperative shareholders 9 million
30 million
105,000
employees, o/w 90% in France
customers
Human resources
HIGH LONG-TERM RATING
Customers OUR STRENGTHS OUR IMPACTS Local regions in loan outstandings € 672 bn
CET1 ratio € 77 bn
€ 27.5 bn
MLT market funding in 2018
FitchRatings A+ R&I A Moody’s A1 Standard&Poor’s A+
Financial resources
Our ambitions
Seizing opportunities from the technological revolution DIGITAL TRANSFORMATION
COMMITMENTS
GROWTH
To our customers, employees and cooperative shareholders
Ambitious targets for all our business lines
Our activity
OUR AMBITIONS
in deposits and savings € 705 bn
in assets under management € 802 bn
in life insurance assets under management by Natixis € 60 bn
change in NPS (in pbs) BP+9 and CE+8
26.3 %
No. 2
€ 8.7 bn
€ 72 bn
bank for individual customers
market share in home loans
in energy transition loan outstandings
in responsible deposits and savings
>20 %
creditor of the social economy No. 1
bank for SMEs No. 1
38 countries
of the French economy funded by Groupe BPCE
Natixis international presence
65 %
5,623
96 %
42.9 %
of employees are motivated
new hires with permanent contracts
of employees have received professional training
of our managers are women
Employees
39
Registration document 2018
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