BPCE - 2018 Registration document

5 FINANCIAL REPORT

IFRS Consolidated Financial Statements of Groupe BPCE as at December 31, 2018

Ownership interest

Consolidation method (2)

Company

Business

Location (1)

I) CONSOLIDATING ENTITY I-1 Banque Populaire banks BANQUE POPULAIRE ALSACE LORRAINE CHAMPAGNE BANQUE POPULAIRE AQUITAINE CENTRE ATLANTIQUE BANQUE POPULAIRE AUVERGNE RHÔNE ALPES BANQUE POPULAIRE BOURGOGNE FRANCHE-COMTÉ

Credit institution

FR

100%

FC

Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution

FR FR FR FR FR FR FR FR FR FR FR FR FR FR FR FR FR FR FR BE FR FR FR FR FR FR FR FR MC IT MC FR

100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100%

FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC

BANQUE POPULAIRE DU NORD BANQUE POPULAIRE DU SUD BANQUE POPULAIRE GRAND OUEST BANQUE POPULAIRE MÉDITERRANÉE Banque Populaire Méditerranée Monaco branch Banque Populaire Méditerranée, Italy branch BANQUE POPULAIRE OCCITANE BANQUE POPULAIRE RIVES DE PARIS BANQUE POPULAIRE VAL DE FRANCE

BRED – BANQUE POPULAIRE CASDEN – BANQUE POPULAIRE

CRÉDIT COOPÉRATIF

I-2 Caisses d’Epargne CAISSE D’EPARGNE AQUITAINE POITOU-CHARENTES CAISSE D’EPARGNE BRETAGNE PAYS DE LOIRE

CAISSE D’EPARGNE CÔTE D’AZUR

Caisse d’Epargne Côte d’Azur Monaco branch CAISSE D’EPARGNE D’AUVERGNE ET DU LIMOUSIN

CAISSE D’EPARGNE DE BOURGOGNE FRANCHE-COMTÉ CAISSE D’EPARGNE DE MIDI-PYRÉNÉES CAISSE D’EPARGNE HAUTS DE FRANCE

Caisse d’Epargne Hauts de France Belgium branch

CAISSE D’EPARGNE ÎLE-DE-FRANCE

CAISSE D’EPARGNE LANGUEDOC-ROUSSILLON

CAISSE D’EPARGNE LOIRE-CENTRE

CAISSE D’EPARGNE LOIRE DRÔME ARDÈCHE CAISSE D’EPARGNE GRAND EST EUROPE

CAISSE D’EPARGNE NORMANDIE

CAISSE D’EPARGNE PROVENCE-ALPES-CORSE

CAISSE D’EPARGNE RHÔNE ALPES

I-3 BPCE SA group BPCE SA group

Credit institution

FR

100%

FC

I-4 Mutual Guarantee Companies 40 MUTUAL GUARANTEE COMPANIES I-5 Affiliated entities CAISSE RÉGIONALE CRÉDIT MARITIME DE MÉDITERRANÉE I-6 Fund jointly held by BP/CE/BPCE SA group NATIXIS LCR ACTIONS EURO

Guarantee company

FR

100%

FC

Credit institution

FR

100%

FC

Investment fund

FR

100%

FC

II) “ASSOCIATE” INSTITUTIONS EDEL

Credit institution

FR FR

34% 34%

EQ EQ

MONINFO

Electronic payments

388

Registration document 2018