BPCE - 2018 Registration document

5 FINANCIAL REPORT

IFRS Consolidated Financial Statements of Groupe BPCE as at December 31, 2018

IFRS Consolidated Financial Statements 5.1 of Groupe BPCE as at December 31, 2018

5.1.1

Consolidated income statement

Fiscal year 2018

Notes

in millions of euros

Interest and similar income Interest and similar expenses

23,481 (14,840) 11,691 (2,123)

4.1 4.1 4.2 4.2 4.3 4.4 4.5

Commission income Commission expenses

Net gains or losses on financial instruments at fair value through profit or loss

2,197

Net gains or losses on financial instruments at fair value through other comprehensive income Net gains or losses arising from the derecognition of financial assets at amortized cost

139

38

Net income from insurance businesses

3,094 1,328 (1,004) 24,001 (16,783) (904) 6,314 (1,299) 5,014

9.2.1

Income from other activities Expenses from other activities

4.6 4.6

Net banking income Operating expenses

4.7

Depreciation, amortization and impairment for property, plant and equipment and intangible assets

Gross operating income

Cost of credit risk Operating income

7.1.2

Share in net income of associates and joint ventures

284

12.4.2

Gains or losses on other assets Change in the value of goodwill

15

4.8

(16)

Income before tax

5,297 (1,477) 3,819 (793) 3,026

Income tax Net income

11.1

Non-controlling interests

5.16

NET INCOME ATTRIBUTABLE TO EQUITY HOLDERS OF THE PARENT

248

Registration document 2018