BPCE - 2018 Registration document
1 PRESENTATION OF GROUPE BPCE
Performance of Groupe BPCE – Key figures 2018
GROUPE BPCE – ACTIVITY ➡
12/31/2018
12/31/2017
12/31/2016
in billions of euros
Balance sheet total
1,273.9 671.9 (1)
1,259.9
1,235.2
704.9
679.2
Customer loans (gross loan outstandings)
(1)
IFRS 9 in effect since January 1, 2018.
High level of solvency GROUPE BPCE – FINANCIAL STRUCTURE AND LIQUIDITY ➡ RESERVES
GROUPE BPCE – CAPITAL RATIOS ➡
12/31/2018
in billions of euros
12/31/2017 12/31/2016
19.6%
Equity attributable to equity holders of the parent Common Equity Tier 1 capital
19.2%
66.2 62.2 62.5 76.9 204
64.0 59.0 59.5 74.0 214
61.5 55.3 56.6 72.3 230
18.5%
Tier 1 capital
Total regulatory capital
15.9%
15.4%
14.5%
Liquidity reserve
Under Basel III, taking into account CRR/CRD IV phase-in measures.
Common Equity Tier 1 ratio Tier 1 ratio Total capital ratio
15.8%
14.1%
15.3%
CREDIT RATINGS AT DECEMBER 31, 2018 ➡ The following ratings concern BPCE and also apply to Groupe BPCE.
12/31/2016 12/31/2017 12/31/2018
Under Basel III, taking into account CRR/CRD IV phase-in measures.
Fitch Ratings Moody’s
Standard & Poor’s
R&I
Long-term rating Short-term rating
A+ F1
A1
A
A+
P-1
–
A-1
Outlook
Stable Stable Positive Stable
12
Registration document 2018
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