BPCE - 2018 Registration document

2 NON-FINANCIAL PERFORMANCE REPORT Responsible internal practices

A breakdown of the largest sources of GHG emissions in 2018 is provided below.

RESULTS OF GROUPE BPCE'S CONSOLIDATED CARBON REVIEW, EXCLUDING KYOTO, BY SOURCE (EMISSIONS IN TCO2EQ) ➡

673,193 TCO 2 (EXCLUDING KYOTO) 2018 GROUPE BPCE CARBON REVIEW EQ

2018 (TCO 2

CHANGE 2017-2018

EQ)

% OF TOTAL

ITEM

TRAVEL

206,175,759

31%

-5%

Daily work commute (1 )

15%

-2%

102,601,435 51,790,525 51,783,799

8%

-13%

Business travel (2 )

8%

-2%

Customer and visitor travel (3 )

PURCHASES

213,411,300

32%

6%

Goods and services purchased

FIXED ASSETS

126,106,024

19%

-10%

Computer equip., buildings, vehicles, ATM

FREIGHT

73,975,733

11%

3%

Mail and courier service, cash in transit

7%

-13%

ENERGY

45,464,676

Electricity, natural gas, heating oil, heating network, cooling network

LIQUID REFRIGERANTS

6,916,140

1%

66%

AC gas leaks

WASTE

1,143,370

0.2%

-11%

Non-hazardous and recycled waste, WEEE (3)

Best practices for reducing emissions include:

replacement of incandescent light bulbs with LED bulbs and ● installation of motion detectors in most buildings; reduced use of heating oil (-57% between 2017 and 2018) in our ● networks; this is also due to the absence of BPCE International banks from the 2018 reporting scope; large-scale initiatives at the four data centers: ● at the two Albireo locations: installation of servers in - air-conditioned rack cabinets with cold aisle containment to optimize ventilation, ongoing work to improve PUE energy efficiency (operation and configuration of water chillers, pumps or units, and aisle containment). In 2012, average PUE (power usage effectiveness) was 4.63 and currently stands at 1.6. In 2018, the inverters were replaced with Ecogreens and the lighting system with LED bulbs, at the two Antarès locations: recovery of heat generated by - computer equipment to heat the datacenter buildings and to resell energy in the form of hot water to the distributor of a

ENERGY CONSUMPTION The Group’s energy consumption amounted to 164 kW/h per m 2 in 2018 versus 172 kW/h per m 2 in 2017. This 4% decrease can be attributed to a series of initiatives: better energy use management, in particular with the installation ● of automated controllers in branches: since 2016, the Group’s companies have been offered a predictive modeling solution to help them save energy; more accurate measurements of our surface area, which increased ● the number of m 2 ; performance of energy audits on all Groupe BPCE buildings; ●

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Registration document 2018