AFD - Universal Registration Document 2020

CHAPTER 4

Risk management

4.1 Risk factors

84

4.3 Risk management

101

4.1.1 Banking and fi nancial risks 4.1.2 Non- fi nancial risks 4.1.3 Health and safety risks 4.2 Basel III Pillar 3 4.2.1 General principles 4.2.2 Scope of application

84 88 90

4.3.1 Internal control

and risk monitoring

101

4.3.2 Internal control procedures and organisation of audit trail for accounting and fi nancial information (Article Ǿ L. Ǿ 225-100-1-5)

104 104 105 105 105

92

4.3.3 Credit risk

92 92 92 95

4.3.4 Comprehensive interest rate, foreign exchange, liquidity and Ǿ market risks

4.2.3 Equity

4.3.5 Major risk ratio

4.2.4 Risk exposure and evaluation Ǿ procedures

4.3.6 Other operational risks

83

2020 UNIVERSAL REGISTRATION DOCUMENT