AFD // 2021 Universal Registration Document

ADDITIONAL INFORMATION Appendix 5 – Results of operating activities for the last 5 reporting years (parent company basis)

9.8 Appendix 4 – Key ratios and indicators

The following data is from AFD’s parent company financial statements.

2021

2020

In thousands of euros Net banking income

794,124

806,393

Salary and employee benefit expense

42.1%

39.0%

Net banking income Cost-to-income ratio General expenses Net banking income Benefit-cost ratio Net earnings Additions + ɸ reserves* Efficiency ratio Net earnings

63.2%

58.1%

3.6%

2.1%

0.42%

0.20%

Balance sheet total Staff Number of employees (average)

2,592

2,537

Total payroll costs

334,235

314,250

Of which social and cultural activities

23.1

21.1

Net income

239,750 21,110

105,552

Distributed income

-

* Capital and retained earnings exclude the Reserve for general banking risk, or FRBG.

9.9 Appendix 5 – Results of operating activities for the last 5 reporting years (parent company basis)

2021 6,892

2020 5,253

2019 5,148

2018 5,017

2017 4,794 568.5 214.6 4.48% 0.52%

Capital + Retained earnings + Income (in millions of euros)

Net banking income (in millions of euros)

794 240

806 106

750 160

637 145

Net income (in millions of euros)

Net income/capital + ɸ retained earnings + ɸ income

3.48% 0.42%

2.01% 0.20%

3.11% 0.33%

2.90% 0.32%

Net income/balance sheet total Staff Number of employees (average) Total payroll costs (in millions of euros)

2,592

2,537

2,379

2,187 1,978.33

334 23.1

314 21.1

294 21.4

261 19.5

236 20.6

of which social and cultural initiatives (in millions of euros)

Dividend paid

21

0

29

43

28

9

231

2021 UNIVERSAL REGISTRATION DOCUMENT