AFD // 2021 Universal Registration Document

7

AFD’S ANNUAL PARENT COMPANY FINANCIAL STATEMENTS

Notes to the financial statements at 31 December 2021

NOTE 3 Receivables from credit institutions

December ɸ 2021

December ɸ 2020

Demand

Term

Total

Demand

Term

Total

In thousands of euros Regular accounts

2,173,712

0 2,173,712 1,159,809

0 1,159,809

Loans to credit institutions

760,679 13,311,832 14,072,511 760,679 1,211,190 1,971,869

811,239 12,670,427 13,481,666 811,239 1,520,769 2,332,008

of which interbank investment (1)

of which loan activity

0 12,100,642 12,100,642

0 11,149,658 11,149,658

Related receivables

122

64,542

64,664

27

58,163

58,190

Impairment

-3 -146,988 -146,991

-3 -158,456 -158,458

TOTAL

2,934,510 13,229,386 16,163,896 1,971,072 12,570,134 14,541,206

Outstandings where risk is born by the French State and on behalf of third parties amounted to €30,259K and €1,962,519K, respectively. (1) This item includes money-market UCITS.

Less than 3 ɸ months

From 3 ɸ months to 1 ɸ year

From 1 to 5 ɸ years

More than 5 ɸ years

Total 2021

In thousands of euros

Maturity of loans to credit institutions

570,006 1,114,137 5,290,818 5,125,682 12,100,642

The amount of non-performing loans, €161,240K, is included in the column “Less than 3 ɸ months”.

December ɸ 2021

December ɸ 2020

Gross

Impairment

Gross

Impairment

Details of non-performing term loans (in thousands of euros) Non-performing loans (excluding related receivables) of which non-performing outstanding sovereign loans (1) of which non-performing outstanding non-sovereign loans

161,240

139,134

172,674

150,601

151,902

129,242

112,040

112,005

(1) Granted to States or with their endorsement. Only the outstanding principal of these loans is the object of provisions for liabilities.

NOTE 4 Transactions with customers

December ɸ 2021

December ɸ 2020

In thousands of euros Credit to customers Related receivables

33,937,475

31,054,042

119,387 -287,244

103,214 -256,757

Impairment

TOTAL

33,769,617

30,900,499

Outstanding loans where risk is born by the French State and on behalf of third parties amounted to €989,831K and €1,622,269K, respectively, at 31 ɸ December 2021.

Less than 3 ɸ months

From 3 ɸ months to 1 ɸ year

From 1 to 5 ɸ years

More than 5 ɸ years

Total 2021

In thousands of euros

Maturity of loans to customers

768,261 1,906,256 10,289,829 20,973,129 33,937,475

Total arrears on ordinary receivables (€282,567K) and total non-performing loans (€1,221,029K) are included in “Less than 3 ɸ months”.

December ɸ 2021

December ɸ 2020

Gross

Impairment

Gross

Impairment

Details of non-performing term louant (in thousands of euros) Non-performing loans (excluding related receivables) of which non-performing outstanding sovereign loans (1) of which non-performing outstanding non-sovereign loans

1,305,897

286,903

766,367

256,495

6,131

7,775

1,408

266

328,014

110,550

213,836

65,070

(1) Granted to States or with their endorsement. Only the outstanding principal of these loans is the object of provisions for liabilities.

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2021 UNIVERSAL REGISTRATION DOCUMENT